As a Financial Adviser, it is of concern to me just how many people I talk to who have no WILL at all. There are those couples who do have a WILL, that was drafted several years ago. Better one has an old Will, than NO WILL at all.
If an early start has you rolling back under the duvet, forget about sleep deprivation and get out of bed - morning people are happier and more successful than night owls.
Laura Vanderkam, the US author of What the Most Successful People Do Before Breakfast, says getting up early can hold the key to improving your health, career and personal life.
At a recent two day insurance workshop in Rotorua, I was humbled to be involved in a corporate challenge that was [admittedly] fun, but which had an underlying 'purpose', that we were not aware of, until the tail end of the challenge process.
Any client who purchases an nib Ultimate Health Max, Ultimate Health or Easy Health policy, at the same time as any Fidelity Life benefit, will get two months' worth of health insurance ABSOLUTELY FREE!
"DOBBO" TALKS TO INDUSTRY BOSSES
(view this You Tube interview with Milton Jennings, CEO of Fidelity Life and Rob Hennin, CEO of nib NZ Ltd)
Talk to the team at GROFIN Insurance Solutions about your family's Health Insurance needs. We will assist you by identifying the best 'fit' for your family. Every family's needs are different. Some may only want cover for surgery. Others may want surgery cover, as well as cover for specialist costs and related tests. Others, however, may wish to include cover for doctors, dentists and optical costs that their individual family may require.
Over the past few weeks, there has been much said and written about by insurance companies, banks selling insurance, online insurance providers and others about "The People Insurance Gap"- or, the level of under-insurance in New Zealand.
Cardiovascular disease (heart attack and stroke) is the leading cause of death in New Zealand, accounting for 40% of deaths annually. One Kiwi dies from heart disease every 90 minutes ...
SONY BRAVIA 42" LED INTERNET CAPABLE TV OFFER
Borrow at least $100,000 from Sovereign between 10 July 2013 and 27 September 2013 and you will receive not only the fee-saving and debt-reducing potential that every Sovereign customer has grown to appreciate, but you may also qualify for a fabulous Sony Bravia 42" LED internet-capable TV OR up to $1,000 cash towards professional fees...
As financial advisers, we believe we have a responsibility to ensure that our clients are made aware of the potential risks that modern life brings to each of us, as we indulge in the 'fruits of life'.
As promised, our online calculator is developing, one step at a time.
Whilst Term Life and Mortgage Protection Plans have been on offer since the launch of our Insure You calculator, Trauma Cover has not. Fortunately though, that has changed. As of January 2013, you are now able to include Accelerated Trauma Cover as part of your family's Life Risk Plan.